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Vacation Rental Insurance

MetLife partnered with Safely to give you the best homeowner protection for both you and your paying guests.

Vacation Rental Insurance

MetLife partnered with Safely to give you the best homeowner protection for both you and your paying guests.

Renting out your vacation home?

With Safely, you can get comprehensive rental coverage that includes:

  • Up to $1,000,000 of home structure and bodily injury coverage
  • $10,000 of contents coverage for both you and your guests
  • All of this paid for by your guests when they book

Renting out your vacation home?

With Safely, you can get comprehensive rental coverage that includes:

  • Up to $1,000,000 of home structure and bodily injury coverage
  • $10,000 of contents coverage for both you and your guests
  • All of this paid for by your guests when they book

Safely answers your two most pressing questions when renting out your vacation home…

Why homeowners trust Safely

$16,800,000,000

Homeowner Liability Covered in 2019

4.7

Average Days to Pay a Claim

Why homeowners trust Safely

$16,800,000,000

Homeowner Liability Covered in 2019

4.7

Average Days to Pay a Claim

Together, MetLife and Safely give you the best protection no matter how you use your home.

Avoid renting to the worst guests

Safely helps you identify the worst guests. We do this by screening every guest against our ⓘ Bad Guest Database, compiled from over 250,000 insured nights. Our experience allows us to identify signals of fraud, abuse, and bad behavior so you know which reservations to keep an eye on.

Avoid renting to the worst guests

Safely helps you identify the worst guests. We do this by screening every guest against our ⓘ Bad Guest Database, compiled from over 250,000 insured nights. Our experience allows us to identify signals of fraud, abuse, and bad behavior so you know which reservations to keep an eye on.

Start protecting your home today

Start protecting your home today

Responsive claim processing

You run a business. Your home needs to be ready when your next guests arrive. This is why we pay claims as quickly and accurately as possible – so you can get back to your business. 

You can file a claim in under five minutes and track its process anytime. We pay claims in just 4.7 days on average, and directly into your bank account.

Responsive Claim Processing

You are running a business. The worst thing that could happen after an incident is to have to cancel future reservations and spread the damage to your online reputation.

At Safely, our goal is to pay claims as quickly and accurately as possible, so you can get back to business. You can file a claim in under five minutes and track its process within your Safely portal. In fact, our average processing time for a claim is just 4.7 days.*

*More complex claims could take more time.

Trusted by homeowners and property managers

Since 2013, Safely has powered the trust and insurance that allows homeowners and property managers to sleep well at night when renting their homes to internet strangers.

I never expected that the “retired teacher” who reserved my home was really a college senior who “borrowed” his grandmother’s Airbnb account. He threw a party and the police came – but not before my home was trashed. Safely went above and beyond to process my claim quickly so I could focus all of my attention on the repairs needed to get my home back on the market. Jerry S.

Homeowner

I am leery of renting out vacation rentals without some kind of insurance and checking background on guests to avoid damage.

Elizabeth E.

Homeowner

Safely is a proud partner of…

Frequently Asked Questions

Does my existing homeowners insurance cover vacation rentals?

Depending on your homeowners insurance policy type and coverage levels there may not be coverage for all vacation rental situations. If you are renting your vacation home as a business, this situation generally requires commercial insurance.

What if my guest throws a wild party that gets out of control or steals something?

Safely covers accidental and malicious damage. If the guest throws and an unauthorized party, is intentionally destructive or steals something, it is still covered by Safely.

Who does Safely insure?

We cover three named-insured parties: you, your guest, and your property manager if you have one.

How quickly does Safely pay claims?

We pay claims in just 4.7 days on average, and directly into your bank account. More complex claims could take more time.

What is the deductible?

We have a standard deductible of $100.

Have questions?

Ask us and we’ll get right back to you!

Ready to get started?

Start protecting your vacation home today.